The Beneficiaries’ Rights Observation in Depositing Operation of Riba-Free Banking System by Corporate Governance View

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Abstract:

The banking system is executed by many beneficiaries such as depositors, borrowers, banking services customers, stockholders, banking staff and managers and etc. The beneficiaries’ rights observation of banking that usually is known as Corporate Governance in banking, has constructive effects on economic. The main goal of the research is the survey of beneficiaries’ rights observation in depositing operation of Riba-free banking system by corporate governance view and the analysis of some its solutions. The results of the research in Content Analysis method, show in depositing operation, the depositors have rights such as ontime and full determing and paying audited profit, correct doing advocacy and fulfillment of contract obligations by bank. Also the research explains some samples of violation of the rights and corporate governance debilitation. It seems using of “special wakalah” contract, depositing operation monitoring and banking network specialization can decline the challenges of the depositing operation of Riba-free banking system.  

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Journal title

volume 8  issue 30

pages  171- 205

publication date 2020-09

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